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Debt collection

Searay Portfolio Management debt collection complaints

Consumers have filed 21 complaints about Searay Portfolio Management's debt collection. See the whole Searay Portfolio Management record.

Searay Portfolio Management against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Searay Portfolio Management0new--21

Every debt collector ranked

Latest Searay Portfolio Management debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jun 19, 2019Debt collectionTook or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debtCANo timely replyNo
Jun 24, 2014Debt collectionImproper contact or sharing of infoTalked to a third party about my debtNJExplainedYes
Jun 13, 2014Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtKYExplainedYes
Jun 4, 2014Debt collectionFalse statements or representationIndicated committed crime not payingUTExplainedYes
Jun 4, 2014Debt collectionTaking/threatening an illegal actionThreatened arrest/jail if do not payFLExplainedYes
May 21, 2014Debt collectionCommunication tacticsFrequent or repeated callsTXExplainedYes
May 21, 2014Debt collectionDisclosure verification of debtNot given enough info to verify debtIAExplainedYes
May 20, 2014Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtTXExplainedYes
May 14, 2014Debt collectionImproper contact or sharing of infoTalked to a third party about my debtMSExplainedYes
May 6, 2014Debt collectionFalse statements or representationIndicated committed crime not payingMDExplainedYes
May 2, 2014Debt collectionCommunication tacticsThreatened to take legal actionMSExplainedYes
Apr 30, 2014Debt collectionCommunication tacticsThreatened to take legal actionCAExplainedYes
Apr 22, 2014Debt collectionCommunication tacticsUsed obscene/profane/abusive languageOHExplainedYes
Apr 17, 2014Debt collectionFalse statements or representationImpersonated an attorney or officialNJNo timely replyNo
Apr 17, 2014Debt collectionCommunication tacticsFrequent or repeated callsOHExplainedYes
Apr 11, 2014Debt collectionTaking/threatening an illegal actionThreatened arrest/jail if do not payNCExplainedYes
Apr 7, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineCAExplainedYes
Apr 2, 2014Debt collectionImproper contact or sharing of infoTalked to a third party about my debtVAExplainedYes
Mar 25, 2014Debt collectionFalse statements or representationIndicated committed crime not payingCANo timely replyNo
Mar 24, 2014Debt collectionCommunication tacticsFrequent or repeated callsVAExplainedYes
Mar 13, 2014Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtNCExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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