Debt relief company · complaint record
Second Chance Advocate complaints
Consumers have filed 3 complaints about Second Chance Advocate since 2024, 2 of them in the last 12 months. It answered 50% on time and closed 50% with relief for the customer. The most common problem is false statements or representation.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 3
- Last 12 months
- 2
- Answered on time
- 50%
- Closed with relief
- 50%
- Last 30 days
- 0
- Rank
- #62 of 124
Since December 2024
new vs the year before
Industry: 91%
Typical debt relief company: 16%
Newest: Feb 27, 2026
Most complained-about debt relief & credit repair companies
Second Chance Advocate complaints by month
The busiest month was December 2024 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Second Chance Advocate answered all time
- Closed with monetary relief266.7%
- Closed with explanation133.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Second Chance Advocate complaints are about
Top Second Chance Advocate problems
Inside "False statements or representation"
- Attempted to collect wrong amount 1
Second Chance Advocate compared with other debt relief & credit repair companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Credit GloryDebt relief & credit repair | 3 | 44 | F |
| 2 | Five Lakes Law GroupDebt relief & credit repair | 0 | 43 | F |
| 3 | Cordoba Legal GroupDebt relief & credit repair | 47 | 40 | D |
| 4 | ClearOne AdvantageDebt relief & credit repair | 8 | 38 | F |
| 5 | Olympus1Debt relief & credit repair | 22 | 36 | F |
| 6 | Clarity Debt ResolutionDebt relief & credit repair | 57 | 34 | C |
| 7 | Turnbull Law GroupDebt relief & credit repair | 85 | 27 | A |
| 8 | Second Chance AdvocateDebt relief & credit repair | - | 2 | - |
Compare side by side: Second Chance Advocate vs Credit Glory · Second Chance Advocate vs Five Lakes Law Group · Second Chance Advocate vs Cordoba Legal Group · Second Chance Advocate vs ClearOne Advantage
What people say about Second Chance Advocate
All experiencesNo experiences with Second Chance Advocate yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Second Chance Advocate complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 27, 2026 | Debt relief & credit repair | Didn't provide services promised | Explained |
| Dec 24, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Money back |
| Dec 12, 2024 | Debt relief & credit repair | Unauthorized withdrawals or charges | Money back |
Questions about Second Chance Advocate
How many complaints does Second Chance Advocate have?
Second Chance Advocate has 3 complaints on record since December 2024, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Second Chance Advocate respond to complaints?
Yes. Second Chance Advocate answered 50% of its complaints on time (within 15 days) and closed 50% with relief - money back or a fix; 50% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Second Chance Advocate?
The most common problems are false statements or representation (1), didn't provide services promised (1), unauthorized withdrawals or charges (1).
Is Second Chance Advocate legit?
Second Chance Advocate is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Second Chance Advocate legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Second Chance Advocate?
Complain to Second Chance Advocate in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Second Chance Advocate complaints come from?
Most come from New Hampshire (1), South Carolina (1), California (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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