Debt collection
SET Financial debt collection complaints
Consumers have filed 27 complaints about SET Financial's debt collection, 11 in the last 12 months. SET Financial answered 100% on time and closed 0% with relief. See the whole SET Financial record.
SET Financial against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | SET Financial | 11 | 100% | 0% |
Latest SET Financial debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 31, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 10, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 13, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 12, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 22, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 18, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 26, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 20, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 6, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 12, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 6, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 8, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 20, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 8, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 1, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 14, 2017 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Apr 8, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Jan 28, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Closed |
| Aug 28, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Closed |
| Jan 3, 2014 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Closed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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