Debt collection
Sir Finance debt collection complaints
Consumers have filed 8 complaints about Sir Finance's debt collection, 5 in the last 12 months. Sir Finance answered 0% on time and closed - with relief. See the whole Sir Finance record.
Sir Finance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Sir Finance | 5 | 0% | - |
Latest Sir Finance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 23, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| May 27, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Apr 30, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Dec 9, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | No timely reply |
| Dec 8, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Oct 4, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 6, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 20, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Sir Finance
No comments yet. Start the conversation - questions are welcome too.