Debt collection
Snap Recovery debt collection complaints
Consumers have filed 43 complaints about Snap Recovery's debt collection, 17 in the last 12 months. Snap Recovery answered 82.4% on time and closed 0% with relief. See the whole Snap Recovery record.
Snap Recovery against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Snap Recovery | 17 | 82.4% | 0% |
Latest Snap Recovery debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 9, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 26, 2024 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 23, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 20, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 7, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 14, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 6, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 11, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 11, 2023 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| May 11, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 3, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 13, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 4, 2021 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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