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Lender · complaint record

S.O.S. Loans complaints

Consumers have filed 3 complaints about S.O.S. Loans since 2015, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is struggling to pay your loan.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
3

Since June 2015

Last 12 months
0

new vs the year before

Answered on time
100%

Industry: 94.7%

Closed with relief
0%

Typical lender: 6%

Last 30 days
0

Newest: Nov 27, 2018

Rank
-

S.O.S. Loans complaints by month

The busiest month was June 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.

How S.O.S. Loans answered all time

  • Closed with explanation3100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What S.O.S. Loans complaints are about

  • Payday & personal loans267%
  • Credit reporting133%

Top S.O.S. Loans problems

S.O.S. Loans compared with other personal & payday lenders

#CompanyScore12 monthsChangeOn timeReliefGrade
1SoLo FundsPayday & personal loans2729-33%62.1%3%F
2AAA Auto Title LoansPayday & personal loans7729-6%96.6%10%B
3PowerpayPayday & personal loans5526new100%0%C
4AmeriCashPayday & personal loans10260%30.8%0%F
5DLC, LLCPayday & personal loans6326+53%100%4%C
6Boost Your ScorePayday & personal loans4525+108%100%0%D
7Special FinancingPayday & personal loans6025-24%100%0%C
8S.O.S. LoansPayday & personal loans-0new100%0%-

Compare side by side: S.O.S. Loans vs SoLo Funds · S.O.S. Loans vs AAA Auto Title Loans · S.O.S. Loans vs Powerpay · S.O.S. Loans vs AmeriCash

What people say about S.O.S. Loans

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Latest S.O.S. Loans complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Nov 27, 2018Payday & personal loansStruggling to pay your loanCAExplainedYes
Mar 26, 2017Credit reportingIncorrect information on credit reportPublic recordCAExplainedYes
Jun 2, 2015Payday & personal loansCan't contact lenderCAExplainedYes

Questions about S.O.S. Loans

How many complaints does S.O.S. Loans have?

S.O.S. Loans has 3 complaints on record since June 2015, including 0 in the last 12 months and 0 in the last 30 days.

Does S.O.S. Loans respond to complaints?

Yes. S.O.S. Loans answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with S.O.S. Loans?
Is S.O.S. Loans legit?

S.O.S. Loans is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is S.O.S. Loans legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against S.O.S. Loans?

Complain to S.O.S. Loans in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most S.O.S. Loans complaints come from?

Most come from California (3). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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