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Debt collection

South Mississippi Collection Services debt collection complaints

Consumers have filed 59 complaints about South Mississippi Collection Services's debt collection, 6 in the last 12 months. South Mississippi Collection Services answered 83.3% on time and closed 0% with relief. See the whole South Mississippi Collection Services record.

South Mississippi Collection Services against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13South Mississippi Collection Services6new83.3%0%59

Every debt collector ranked

Latest South Mississippi Collection Services debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Aug 19, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Jun 5, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeMSExplainedYes
Apr 21, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Feb 25, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMSExplainedYes
Jan 20, 2026Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageMSExplainedYes
Jan 16, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMSExplainedNo
Oct 30, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
Oct 24, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Sep 30, 2025Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtMSExplainedYes
Sep 6, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Aug 14, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursAZExplainedYes
Jul 29, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftAZExplainedNo
Jul 18, 2025Debt collectionAttempts to collect debt not owedDebt was paidMSExplainedYes
Jul 16, 2025Debt collectionCommunication tacticsFrequent or repeated callsMSExplainedYes
Jul 6, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountALExplainedYes
Jun 13, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMSExplainedYes
Jun 4, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Mar 6, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtMSExplainedYes
Dec 6, 2024Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitMSExplainedYes
Aug 19, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtMSExplainedYes
Apr 1, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAExplainedYes
Dec 22, 2023Debt collectionCommunication tacticsFrequent or repeated callsALExplainedYes
Dec 18, 2023Debt collectionAttempts to collect debt not owedDebt was paidMOExplainedYes
Jun 20, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jun 12, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jun 12, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jan 16, 2023Debt collectionCommunication tacticsFrequent or repeated callsAZExplainedYes
Dec 27, 2022Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMSExplainedYes
Sep 4, 2022Debt collectionAttempts to collect debt not owedDebt was paidMSExplainedYes
Jul 22, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftMSExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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