Credit reporting
Southern Financial Systems credit reporting complaints
Consumers have filed 10 complaints about Southern Financial Systems's credit reporting, 2 in the last 12 months. Southern Financial Systems answered 100% on time and closed 0% with relief. See the whole Southern Financial Systems record.
Southern Financial Systems against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Southern Financial Systems | 2 | 100% | 0% |
Latest Southern Financial Systems credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 3, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 2, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 15, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 4, 2024 | Credit reporting | Identity theft protection or other monitoring servicesBilling dispute for services | Explained |
| Aug 30, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 10, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Feb 14, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 8, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 14, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 18, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Southern Financial Systems
No comments yet. Start the conversation - questions are welcome too.