Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Debt collector · complaint record

Southern Freedom Financial Services complaints

Consumers have filed 2 complaints about Southern Freedom Financial Services since 2018, none in the last 12 months. It answered 50% on time and closed 0% with relief for the customer. The most common problem is false statements or representation.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
2

Since July 2018

Last 12 months
0

new vs the year before

Answered on time
50%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Feb 20, 2019

Rank
-

Southern Freedom Financial Services complaints by month

The busiest month was July 2018 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Southern Freedom Financial Services answered all time

  • Closed with explanation2100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

Top Southern Freedom Financial Services problems

Inside "False statements or representation"

  • Attempted to collect wrong amount 1

Southern Freedom Financial Services compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Southern Freedom Financial ServicesDebt collection-0new50%0%-

Compare side by side: Southern Freedom Financial Services vs Green Square · Southern Freedom Financial Services vs EMoneyUSA · Southern Freedom Financial Services vs Mullooly Jeffrey Rooney & Flynn · Southern Freedom Financial Services vs Credit World Services

What people say about Southern Freedom Financial Services

All experiences

No experiences with Southern Freedom Financial Services yet. Yours would be the first on the record - and the one the next person reads.

Share yours

Latest Southern Freedom Financial Services complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Feb 20, 2019Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payTNExplainedNo
Jul 14, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountMSExplainedYes

Questions about Southern Freedom Financial Services

How many complaints does Southern Freedom Financial Services have?

Southern Freedom Financial Services has 2 complaints on record since July 2018, including 0 in the last 12 months and 0 in the last 30 days.

Does Southern Freedom Financial Services respond to complaints?

Yes. Southern Freedom Financial Services answered 50% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Southern Freedom Financial Services?
Is Southern Freedom Financial Services legit?

Southern Freedom Financial Services is a real company with a public complaint record: consumers have complained about it 2 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Southern Freedom Financial Services legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Southern Freedom Financial Services?

Complain to Southern Freedom Financial Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Southern Freedom Financial Services complaints come from?

Most come from Mississippi (1), Tennessee (1). Big states file more complaints, so the map shows complaints per 100,000 people.

Talk about Southern Freedom Financial Services

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience