Debt collection
Spotloan debt collection complaints
Consumers have filed 251 complaints about Spotloan's debt collection, 23 in the last 12 months. Spotloan answered 100% on time and closed 0% with relief. See the whole Spotloan record.
Spotloan against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Spotloan | 23 | 100% | 0% |
Latest Spotloan debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 13, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 13, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 1, 2017 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Aug 24, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 23, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Aug 10, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 7, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 7, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 3, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Aug 1, 2017 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jul 20, 2017 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jul 5, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 21, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 9, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| May 31, 2017 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| May 30, 2017 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| May 15, 2017 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| May 4, 2017 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| May 3, 2017 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| May 3, 2017 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Apr 26, 2017 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Apr 11, 2017 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Mar 29, 2017 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
| Mar 23, 2017 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Mar 8, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Mar 7, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Feb 28, 2017 | Debt collection | False statements or representationIndicated committed crime not paying | Explained |
| Feb 3, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Jan 30, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 26, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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