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Debt collection

Sprechman & Associates, P.A debt collection complaints

Consumers have filed 33 complaints about Sprechman & Associates, P.A's debt collection, 1 in the last 12 months. Sprechman & Associates, P.A answered 100% on time and closed 0% with relief. See the whole Sprechman & Associates, P.A record.

Sprechman & Associates, P.A against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Sprechman & Associates, P.A1new100%0%33

Every debt collector ranked

Latest Sprechman & Associates, P.A debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Dec 16, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Oct 7, 2025Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Sep 13, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtFLExplainedYes
Jun 8, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
May 19, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtWIExplainedYes
May 19, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtWIExplainedYes
Feb 21, 2025Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsFLExplainedYes
Jan 16, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Jan 16, 2025Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Sep 19, 2024Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtFLExplainedYes
Aug 6, 2024Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyFLExplainedYes
Mar 30, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Feb 21, 2023Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtFLExplainedYes
Oct 14, 2022Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Apr 18, 2022Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyFLExplainedYes
Feb 16, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jan 27, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Dec 10, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Oct 12, 2020Debt collectionFalse statements or representationTold you not to respond to a lawsuit they filed against youFLExplainedYes
Apr 6, 2017Debt collectionTaking/threatening an illegal actionSued where didn't live/sign for debtNJExplainedYes
Nov 8, 2016Debt collectionFalse statements or representationIndicated shouldn't respond to lawsuitFLExplainedYes
Sep 30, 2016Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtFLExplainedYes
Sep 17, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidFLExplainedYes
Aug 24, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidFLExplainedYes
Jul 19, 2016Debt collectionTaking/threatening an illegal actionSued where didn't live/sign for debtFLExplainedYes
Jun 30, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidTNExplainedYes
Feb 1, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineFLExplainedNo
Oct 8, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineFLExplainedYes
Jul 7, 2014Debt collectionTaking/threatening an illegal actionSeized/Attempted to seize propertyFLExplainedYes
Mar 30, 2014Debt collectionTaking/threatening an illegal actionSued where didn't live/sign for debtFLExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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