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Debt collection

Stephen L. Bruce, P.C debt collection complaints

Consumers have filed 34 complaints about Stephen L. Bruce, P.C's debt collection, 4 in the last 12 months. Stephen L. Bruce, P.C answered 100% on time and closed 0% with relief. See the whole Stephen L. Bruce, P.C record.

Stephen L. Bruce, P.C against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Stephen L. Bruce, P.C4new100%0%34

Every debt collector ranked

Latest Stephen L. Bruce, P.C debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Apr 15, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtOKExplainedYes
Apr 2, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialARExplainedYes
Mar 27, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialARExplainedYes
Mar 27, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialARExplainedYes
Nov 13, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtOKExplainedYes
Oct 21, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtOKExplainedYes
Oct 10, 2025Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyOKExplainedYes
Apr 25, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtOKExplainedYes
Mar 31, 2025Debt collectionAttempts to collect debt not owedDebt was paidLAExplainedYes
Mar 11, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursOKExplainedYes
Oct 22, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursOKExplainedYes
Jan 2, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursOKExplainedYes
Dec 29, 2022Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitOKExplainedYes
Oct 20, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeLAExplainedYes
Oct 8, 2022Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitOKExplainedYes
Sep 23, 2022Debt collectionAttempts to collect debt not owedDebt was paidLAExplainedYes
Jun 29, 2022Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedLAExplainedYes
Jun 21, 2022Debt collectionTook or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debtLAExplainedYes
May 26, 2022Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsOKExplainedYes
Feb 11, 2022Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsLAExplainedYes
Jan 10, 2022Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialLAExplainedYes
Dec 29, 2021Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitARExplainedYes
Nov 21, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtLAExplainedYes
Nov 4, 2021Debt collectionTook or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debtCOExplainedYes
May 5, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursARExplainedYes
Apr 13, 2019Debt collectionTook or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debtLAExplainedYes
Dec 28, 2018Debt collectionWritten notification about debtDidn't receive notice of right to disputeOKExplainedYes
Oct 30, 2017Debt collectionFalse statements or representationAttempted to collect wrong amountOKExplainedYes
Oct 30, 2017Debt collectionFalse statements or representationAttempted to collect wrong amountOKExplainedYes
May 21, 2015Debt collectionFalse statements or representationAttempted to collect wrong amountOKExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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