Debt collection
Sunshine Loans debt collection complaints
Consumers have filed 23 complaints about Sunshine Loans's debt collection, 16 in the last 12 months. Sunshine Loans answered 100% on time and closed 0% with relief. See the whole Sunshine Loans record.
Sunshine Loans against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Sunshine Loans | 16 | 100% | 0% |
Latest Sunshine Loans debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 16, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 15, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 5, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 29, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Aug 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jul 22, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 18, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| May 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| May 5, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 2, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Mar 23, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Mar 21, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 6, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Dec 17, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 13, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 28, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 29, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 5, 2024 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Fixed |
| Dec 12, 2023 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Money back |
| Sep 28, 2023 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Money back |
| Mar 3, 2023 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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