Debt collector · complaint record
Surf Consultants complaints
Filed under Surf Consultants, Inc.
Consumers have filed 14 complaints about Surf Consultants since 2017, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 14
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since July 2017
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 2, 2025
Surf Consultants complaints by month
The busiest month was March 2023 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Surf Consultants answered all time
- Closed with explanation14100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Surf Consultants complaints are about
Top Surf Consultants problems
Inside "Took or threatened to take negative or legal action"
- Sued you without properly notifying you of lawsuit 4
- Threatened to arrest you or take you to jail if you do not pay 1
- Threatened to sue you for very old debt 1
Surf Consultants compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Surf ConsultantsDebt collection | - | 0 | - |
Compare side by side: Surf Consultants vs Green Square · Surf Consultants vs EMoneyUSA · Surf Consultants vs Mullooly Jeffrey Rooney & Flynn · Surf Consultants vs Credit World Services
What people say about Surf Consultants
All experiencesNo experiences with Surf Consultants yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Surf Consultants complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 2, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Aug 26, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jul 23, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jul 14, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 8, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 2, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 29, 2023 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Mar 23, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 18, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 8, 2021 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Dec 21, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 2, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
Questions about Surf Consultants
How many complaints does Surf Consultants have?
Surf Consultants has 14 complaints on record since July 2017, including 0 in the last 12 months and 0 in the last 30 days.
Does Surf Consultants respond to complaints?
Yes. Surf Consultants answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Surf Consultants?
The most common problems are took or threatened to take negative or legal action (6), attempts to collect debt not owed (5), false statements or representation (2).
Is Surf Consultants legit?
Surf Consultants is a real company with a public complaint record: consumers have complained about it 14 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Surf Consultants legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Surf Consultants?
Complain to Surf Consultants in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Surf Consultants complaints come from?
Most come from Florida (12), South Carolina (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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