Debt collector · complaint record
T & O Recoveries complaints
Filed under T & O Recoveries, LLC
Consumers have filed 1 complaint about T & O Recoveries since 2013, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is disclosure verification of debt.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 1
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since August 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Aug 10, 2013
T & O Recoveries complaints by month
The busiest month was August 2013 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How T & O Recoveries answered all time
- Closed with explanation1100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top T & O Recoveries problems
Inside "Disclosure verification of debt"
- Not given enough info to verify debt 1
T & O Recoveries compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | T & O RecoveriesDebt collection | - | 0 | - |
Compare side by side: T & O Recoveries vs Green Square · T & O Recoveries vs EMoneyUSA · T & O Recoveries vs Mullooly Jeffrey Rooney & Flynn · T & O Recoveries vs Credit World Services
What people say about T & O Recoveries
All experiencesNo experiences with T & O Recoveries yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest T & O Recoveries complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 10, 2013 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
Questions about T & O Recoveries
How many complaints does T & O Recoveries have?
T & O Recoveries has 1 complaint on record since August 2013, including 0 in the last 12 months and 0 in the last 30 days.
Does T & O Recoveries respond to complaints?
Yes. T & O Recoveries answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with T & O Recoveries?
The most common problems are disclosure verification of debt (1).
Is T & O Recoveries legit?
T & O Recoveries is a real company with a public complaint record: consumers have complained about it 1 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is T & O Recoveries legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against T & O Recoveries?
Complain to T & O Recoveries in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most T & O Recoveries complaints come from?
Most come from Massachusetts (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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