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Debt collection

The Cadle debt collection complaints

Consumers have filed 12 complaints about The Cadle's debt collection, 3 in the last 12 months. The Cadle answered 100% on time and closed 0% with relief. See the whole The Cadle record.

The Cadle against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13The Cadle3new100%0%12

Every debt collector ranked

Latest The Cadle debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jun 19, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Apr 22, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jan 16, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Oct 21, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtNYExplainedYes
Jul 14, 2025Debt collectionCommunication tacticsFrequent or repeated callsMNExplainedYes
Mar 7, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtPAExplainedYes
Dec 19, 2023Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedGAExplainedYes
Jan 5, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeWVExplainedYes
Mar 18, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountPAExplainedYes
Mar 18, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountPAExplainedYes
Nov 12, 2018Debt collectionAttempts to collect debt not owedDebt was result of identity theftVAExplainedYes
Oct 9, 2016Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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