Debt collection
Troy Capital debt collection complaints
Consumers have filed 34 complaints about Troy Capital's debt collection, 5 in the last 12 months. Troy Capital answered 100% on time and closed 0% with relief. See the whole Troy Capital record.
Troy Capital against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Troy Capital | 5 | 100% | 0% |
Latest Troy Capital debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 13, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 15, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Money back |
| Sep 9, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Jul 8, 2014 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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