Debt collection
Troy Capital debt collection complaints
Consumers have filed 34 complaints about Troy Capital's debt collection, 5 in the last 12 months. Troy Capital answered 100% on time and closed 0% with relief. See the whole Troy Capital record.
Troy Capital against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Troy Capital | 5 | 100% | 0% |
Latest Troy Capital debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 24, 2026 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Apr 26, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Apr 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 6, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 2, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Oct 9, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 1, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 16, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Apr 14, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 5, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Mar 4, 2024 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Dec 26, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 11, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 27, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 9, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 31, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jan 22, 2021 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Oct 7, 2020 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jun 26, 2020 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| May 28, 2020 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Feb 28, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 31, 2019 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Sep 26, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 1, 2019 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jul 3, 2018 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| May 15, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 26, 2018 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Aug 13, 2016 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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