Debt collection
Union Adjustment debt collection complaints
Consumers have filed 33 complaints about Union Adjustment's debt collection. See the whole Union Adjustment record.
Union Adjustment against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Union Adjustment | 0 | - | - |
Latest Union Adjustment debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 9, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jul 10, 2018 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Fixed |
| Jun 11, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Mar 6, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 9, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 29, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 28, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 28, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Apr 14, 2017 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Mar 20, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 9, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Dec 26, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Fixed |
| Oct 19, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jul 1, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Fixed |
| Jun 2, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Closed |
| May 31, 2016 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Apr 28, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Apr 25, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Fixed |
| Jan 28, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Oct 16, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Oct 15, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Oct 1, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Sep 11, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Sep 11, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Aug 2, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jul 31, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| Jul 13, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| Jul 9, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| May 14, 2015 | Debt collection | False statements or representationIndicated committed crime not paying | Explained |
| Mar 16, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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