Debt collection
United Consumer Finance debt collection complaints
Consumers have filed 8 complaints about United Consumer Finance's debt collection. See the whole United Consumer Finance record.
United Consumer Finance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | United Consumer Finance | 0 | - | - |
Latest United Consumer Finance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 12, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 5, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 27, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 26, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 16, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 20, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Jan 27, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 20, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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