Credit bureau · complaint record
United Consumer Finance complaints
Filed under United Consumer Finance, Inc.
Consumers have filed 56 complaints about United Consumer Finance since 2013, 4 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 56
- Last 12 months
- 4
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #275 of 566
Since August 2013
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Dec 29, 2025
Most complained-about credit bureaus & report companies
United Consumer Finance complaints by month
The busiest month was January 2021 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How United Consumer Finance answered all time
- Closed with non-monetary relief11.8%
- Closed with explanation5598.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What United Consumer Finance complaints are about
Top United Consumer Finance problems
Inside "Incorrect information on your report"
- Account status incorrect 4
- Information belongs to someone else 4
- Account information incorrect 3
Where United Consumer Finance complaints come from
Most complaints: Massachusetts (25), Connecticut (13), New Hampshire (5), Pennsylvania (4), California (3).
United Consumer Finance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | United Consumer FinanceCredit reporting | - | 4 | - |
Compare side by side: United Consumer Finance vs Apple Financing · United Consumer Finance vs Nav Technologies · United Consumer Finance vs Opportunity Fund · United Consumer Finance vs Heritage Financial Group
What people say about United Consumer Finance
All experiencesNo experiences with United Consumer Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest United Consumer Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 29, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 27, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 22, 2025 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Dec 22, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 12, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 2, 2025 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Aug 16, 2025 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Jul 10, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 11, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Feb 5, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 30, 2025 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Jan 22, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Questions about United Consumer Finance
How many complaints does United Consumer Finance have?
United Consumer Finance has 56 complaints on record since August 2013, including 4 in the last 12 months and 0 in the last 30 days. That makes it number 2,028 of every company by complaints this year.
Does United Consumer Finance respond to complaints?
Yes. United Consumer Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with United Consumer Finance?
The most common problems are incorrect information on your report (11), repossession (3), problem with a credit reporting company's investigation into an existing problem (9).
Is United Consumer Finance legit?
United Consumer Finance is a real company with a public complaint record: consumers have complained about it 56 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is United Consumer Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against United Consumer Finance?
Complain to United Consumer Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most United Consumer Finance complaints come from?
Most come from Massachusetts (25), Connecticut (13), New Hampshire (5). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about United Consumer Finance
No comments yet. Start the conversation - questions are welcome too.