Debt collection
Valley Credit Services debt collection complaints
Consumers have filed 16 complaints about Valley Credit Services's debt collection. See the whole Valley Credit Services record.
Valley Credit Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Valley Credit Services | 0 | - | - |
Latest Valley Credit Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 2, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Sep 2, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Mar 28, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Jan 17, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jan 10, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Dec 18, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Aug 20, 2018 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | No timely reply |
| Dec 18, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Aug 1, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| May 10, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Mar 26, 2017 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | No timely reply |
| Jan 13, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | No timely reply |
| Oct 25, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | No timely reply |
| Jun 2, 2016 | Debt collection | Communication tacticsThreatened to take legal action | No timely reply |
| Mar 3, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | No timely reply |
| Oct 27, 2015 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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