Debt collection
W&A Intermediate debt collection complaints
Consumers have filed 3,023 complaints about W&A Intermediate's debt collection, 411 in the last 12 months (-68%). W&A Intermediate answered 100% on time and closed 97% with relief. See the whole W&A Intermediate record.
W&A Intermediate against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | W&A Intermediate | 411 | 100% | 97% |
Latest W&A Intermediate debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 21, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Jan 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Jan 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Jan 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Jan 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jan 19, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Jan 16, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Jan 16, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Jan 16, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Jan 16, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Jan 16, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Jan 16, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Jan 15, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Jan 15, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Jan 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Jan 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jan 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jan 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jan 14, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Jan 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jan 13, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Jan 13, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Jan 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jan 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Jan 13, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Jan 12, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Jan 12, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Jan 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Jan 12, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Jan 10, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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