Debt collector · complaint record
W&A Intermediate complaints
Filed under W&A Intermediate Co., LLC
Consumers have filed 3,809 complaints about W&A Intermediate since 2022, 485 of them in the last 12 months (-70% on the year before). It answered 100% on time and closed 97% with relief for the customer - more often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Strong response record. How it works
- Complaints on record
- 3,809
- Last 12 months
- 485
- Answered on time
- 100%
- Closed with relief
- 97%
- Last 30 days
- 2
- Rank
- #81 of 1,963
Since November 2022
-70% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 21, 2026
Most complained-about debt collectors
W&A Intermediate complaints by month
The busiest month was January 2025 (172 complaints). Complaints in the last 12 months are down 70% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How W&A Intermediate answered last 12 months
- Closed with non-monetary relief46996.7%
- Closed with explanation163.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers40/4096.7% closed with relief
- Complaint trend15/15-70% vs last year
What W&A Intermediate complaints are about
Top W&A Intermediate problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 867
- Debt was result of identity theft 259
- Debt was paid 193
- Debt was already discharged in bankruptcy and is no longer owed 22
Where W&A Intermediate complaints come from
Most complaints: Florida (604), Georgia (493), Texas (382), Tennessee (358), Arizona (222).
W&A Intermediate compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Consumer AdjustmentDebt collection | 36 | 499 | D |
| 2 | InDebtedDebt collection | 44 | 496 | D |
| 3 | Colony BrandsDebt collection | 49 | 495 | D |
| 4 | The BureausDebt collection | 55 | 492 | C |
| 5 | Optio SolutionsDebt collection | 44 | 492 | D |
| 6 | UnifinDebt collection | 49 | 485 | D |
| 7 | W&A IntermediateDebt collection | 100 | 485 | A |
| 8 | United RevenueDebt collection | 47 | 482 | D |
Compare side by side: W&A Intermediate vs Consumer Adjustment · W&A Intermediate vs InDebted · W&A Intermediate vs Colony Brands · W&A Intermediate vs The Bureaus
What people say about W&A Intermediate
All experiencesNo experiences with W&A Intermediate yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest W&A Intermediate complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 21, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| Oct 19, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Oct 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Sep 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 5, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Fixed |
| Sep 1, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Aug 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Aug 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jul 29, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Jul 16, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Jul 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jul 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
Questions about W&A Intermediate
How many complaints does W&A Intermediate have?
W&A Intermediate has 3,809 complaints on record since November 2022, including 485 in the last 12 months and 2 in the last 30 days. That makes it number 200 of every company by complaints this year.
Does W&A Intermediate respond to complaints?
Yes. W&A Intermediate answered 100% of its complaints on time (within 15 days) and closed 97% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 100/100 (grade A).
What do people complain about most with W&A Intermediate?
The most common problems are attempts to collect debt not owed (1,341), took or threatened to take negative or legal action (440), written notification about debt (674).
Is W&A Intermediate legit?
W&A Intermediate is a real company with a public complaint record: consumers have complained about it 3,809 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is W&A Intermediate legit? for the signals, red flags and how to protect yourself.
Are complaints about W&A Intermediate going up or down?
Down. There were 485 complaints in the last 12 months against 1,635 in the 12 before (-70%). See every month.
How do I file a complaint against W&A Intermediate?
Complain to W&A Intermediate in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most W&A Intermediate complaints come from?
Most come from Florida (604), Georgia (493), Texas (382). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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