Debt collector · complaint record
Western Mass Credit complaints
Filed under WESTERN MASS CREDIT CORP.
Consumers have filed 4 complaints about Western Mass Credit since 2015, none in the last 12 months. It answered 75% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 4
- Last 12 months
- 0
- Answered on time
- 75%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since October 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 15, 2020
Western Mass Credit complaints by month
The busiest month was October 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Western Mass Credit answered all time
- Closed with explanation4100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Western Mass Credit complaints are about
Top Western Mass Credit problems
Inside "Attempts to collect debt not owed"
- Debt was paid 1
- Debt was already discharged in bankruptcy and is no longer owed 1
Western Mass Credit compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Western Mass CreditDebt collection | - | 0 | - |
Compare side by side: Western Mass Credit vs Green Square · Western Mass Credit vs EMoneyUSA · Western Mass Credit vs Mullooly Jeffrey Rooney & Flynn · Western Mass Credit vs Credit World Services
What people say about Western Mass Credit
All experiencesNo experiences with Western Mass Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Western Mass Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 15, 2020 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Oct 12, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 14, 2017 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Oct 21, 2015 | Credit reporting | Incorrect information on credit reportInformation is not mine | Explained |
Questions about Western Mass Credit
How many complaints does Western Mass Credit have?
Western Mass Credit has 4 complaints on record since October 2015, including 0 in the last 12 months and 0 in the last 30 days.
Does Western Mass Credit respond to complaints?
Yes. Western Mass Credit answered 75% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Western Mass Credit?
The most common problems are attempts to collect debt not owed (2), communication tactics (1), incorrect information on credit report (1).
Is Western Mass Credit legit?
Western Mass Credit is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Western Mass Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Western Mass Credit?
Complain to Western Mass Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Western Mass Credit complaints come from?
Most come from California (1), Connecticut (1), Massachusetts (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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