Debt collection
Zenith Financial Network debt collection complaints
Consumers have filed 78 complaints about Zenith Financial Network's debt collection. See the whole Zenith Financial Network record.
Zenith Financial Network against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Zenith Financial Network | 0 | - | - |
Latest Zenith Financial Network debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 3, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 31, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 6, 2017 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Feb 22, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 20, 2017 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Feb 6, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 8, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Nov 29, 2016 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Money back |
| Oct 5, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Sep 27, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Sep 13, 2016 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Aug 24, 2016 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Jul 13, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 6, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 18, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Mar 4, 2016 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
| Dec 11, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Nov 13, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Nov 9, 2015 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Nov 6, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Oct 22, 2015 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Fixed |
| Aug 21, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 12, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 24, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| May 14, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| May 5, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| May 1, 2015 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Apr 21, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 8, 2015 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
| Feb 12, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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