Debt collection
Zenith Financial Network debt collection complaints
Consumers have filed 78 complaints about Zenith Financial Network's debt collection. See the whole Zenith Financial Network record.
Zenith Financial Network against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Zenith Financial Network | 0 | - | - |
Latest Zenith Financial Network debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 20, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Nov 11, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Nov 10, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Nov 8, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Nov 8, 2023 | Debt collection | Communication tacticsCalled before 8am or after 9pm | No timely reply |
| Oct 23, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Sep 27, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Jul 26, 2023 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | No timely reply |
| Aug 3, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Mar 16, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 18, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Money back |
| Oct 7, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 18, 2020 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jun 16, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 11, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 21, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 17, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 12, 2019 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Nov 28, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 16, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 7, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 2, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Mar 23, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Mar 15, 2018 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Mar 1, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 21, 2018 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Nov 14, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 1, 2017 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Jul 6, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 12, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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