Share your experienceShare
Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme
Case file

Credit reporting

Complaint 19474668 Viva Finance

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
Illinois 60162
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Feb 13, 2026Complaint received
  2. Mar 27, 2026Sent to Viva Finance (42 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

Same problem with Viva Finance?

Tell people what happened to you and how it ended - it is the part the records leave out.

Share your experience See Viva Finance's record

More Viva Finance complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Oct 16, 2026Credit reportingImproper use of your reportReporting company used your report improperlyVAExplainedYes
Oct 9, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNVExplainedYes
Sep 1, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Aug 17, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jun 26, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Apr 2, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Mar 21, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Mar 4, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Feb 13, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jan 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes

Discuss this complaint

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience