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Case file

Credit reporting

Complaint 19959022 Viva Finance

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
Texas 76107
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Mar 4, 2026Complaint received
  2. Apr 9, 2026Sent to Viva Finance (36 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Viva Finance complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Oct 16, 2026Credit reportingImproper use of your reportReporting company used your report improperlyVAExplainedYes
Oct 9, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNVExplainedYes
Sep 1, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Aug 17, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jun 26, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Apr 2, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Mar 21, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Feb 13, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Feb 13, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jan 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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