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Credit reporting

Complaint 29983470 Credit Acceptance

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
New York 11432
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Oct 14, 2026Complaint received
  2. Oct 14, 2026Sent to Credit Acceptance
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Credit Acceptance complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Oct 30, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeKYExplainedYes
Oct 30, 2026Credit reportingImproper use of your reportReport provided to employer without your written authorizationMIExplainedYes
Oct 27, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMIExplainedYes
Oct 25, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILExplainedYes
Oct 22, 2026Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Oct 17, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeVAExplainedYes
Oct 16, 2026Credit reportingImproper use of your reportReporting company used your report improperlyDEExplainedYes
Oct 16, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMNExplainedYes
Oct 15, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNJExplainedYes
Oct 15, 2026Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outTNExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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