Complaint 3056404 Universal Account Servicing

Explained

Company: Universal Account Servicing
Product: Credit reporting, credit repair services, or other personal consumer reports · Credit reporting
Issue: Improper use of your report
Detail: Credit inquiries on your report that you don't recognize
From: California 91746
Filed by: Web
Company's answer: Closed with explanation
On time: Yes, within 15 days
Public statement: Company has responded to the consumer and the CFPB and chooses not to provide a public response

Oct 25, 2018Complaint received
Oct 30, 2018Sent to Universal Account Servicing (5 days later)
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Universal Account Servicing complaints about improper use of your report

Received	About	Issue	State	Answer	On time
Jul 17, 2025	Credit reporting	Improper use of your reportReceived unsolicited financial product or insurance offers after opting out	OR	Explained	Yes
Dec 3, 2024	Credit reporting	Improper use of your reportCredit inquiries on your report that you don't recognize	IL	Explained	Yes

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Complaint records are public consumer complaints filed with U.S. regulators, checked 5 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works