Share your experienceShare
Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme
Case file

Credit reporting

Complaint 8218891 Total Card

Explained
Company
Total Card
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
Florida 32256
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Jan 24, 2024Complaint received
  2. Jan 25, 2024Sent to Total Card (1 day later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

Same problem with Total Card?

Tell people what happened to you and how it ended - it is the part the records leave out.

Share your experience See Total Card's record

More Total Card complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Apr 14, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Feb 12, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNVExplainedYes
Dec 21, 2025Credit reportingImproper use of your reportReporting company used your report improperlyMDExplainedYes
Aug 21, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNYExplainedYes
Aug 2, 2025Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
May 26, 2025Credit reportingImproper use of your reportReporting company used your report improperlyMDExplainedYes
Jan 25, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeAZExplainedYes
Jun 10, 2024Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
May 1, 2024Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
May 1, 2024Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes

Discuss this complaint

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience