Credit reporting
1st Franklin Financial credit reporting complaints
Consumers have filed 361 complaints about 1st Franklin Financial's credit reporting, 82 in the last 12 months (+2%). 1st Franklin Financial answered 100% on time and closed 0% with relief. See the whole 1st Franklin Financial record.
1st Franklin Financial against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | 1st Franklin Financial | 82 | 100% | 0% |
Latest 1st Franklin Financial credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 30, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 29, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Oct 26, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 25, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 16, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 9, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 8, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 3, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 28, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 24, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Sep 17, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 16, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 7, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 6, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 31, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jul 25, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 17, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 14, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 12, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 7, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 7, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 5, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 2, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 26, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 23, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 23, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 18, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 15, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jun 15, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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