Lender · complaint record
4finance US complaints
Filed under 4finance US Holding Company, Inc.
Consumers have filed 2 complaints about 4finance US since 2018, none in the last 12 months. It answered 0% on time. The most common problem is charged fees or interest you didn't expect.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 2
- Last 12 months
- 0
- Answered on time
- 0%
- Closed with relief
- -
- Last 30 days
- 0
- Rank
- -
Since February 2018
new vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Dec 18, 2019
4finance US complaints by month
The busiest month was February 2018 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How 4finance US answered all time
- Untimely response2100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top 4finance US problems
4finance US compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | 4finance USPayday & personal loans | - | 0 | - |
Compare side by side: 4finance US vs SoLo Funds · 4finance US vs AAA Auto Title Loans · 4finance US vs Powerpay · 4finance US vs AmeriCash
What people say about 4finance US
All experiencesNo experiences with 4finance US yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest 4finance US complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 18, 2019 | Payday & personal loans | Problem with the payoff process at the end of the loan | No timely reply |
| Feb 5, 2018 | Payday & personal loans | Charged fees or interest you didn't expect | No timely reply |
Questions about 4finance US
How many complaints does 4finance US have?
4finance US has 2 complaints on record since February 2018, including 0 in the last 12 months and 0 in the last 30 days.
Does 4finance US respond to complaints?
Yes. 4finance US answered 0% of its complaints on time (within 15 days) and closed - with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with 4finance US?
The most common problems are charged fees or interest you didn't expect (1), problem with the payoff process at the end of the loan (1).
Is 4finance US legit?
4finance US is a real company with a public complaint record: consumers have complained about it 2 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is 4finance US legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against 4finance US?
Complain to 4finance US in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most 4finance US complaints come from?
Most come from Utah (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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