Debt collection
A/R Concepts debt collection complaints
Consumers have filed 17 complaints about A/R Concepts's debt collection. See the whole A/R Concepts record.
A/R Concepts against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | A/R Concepts | 0 | - | - |
Latest A/R Concepts debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 26, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 28, 2023 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Sep 15, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 9, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 18, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 12, 2017 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 11, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Apr 11, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Mar 30, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Mar 3, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| May 19, 2015 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Apr 11, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Closed |
| Apr 21, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Feb 26, 2014 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Feb 25, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 15, 2014 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Dec 6, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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