Debt collector · complaint record
A/R Concepts complaints
Filed under A/R CONCEPTS, INC.
Consumers have filed 17 complaints about A/R Concepts since 2013, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is cont'd attempts collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 17
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since December 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jan 26, 2024
A/R Concepts complaints by month
The busiest month was February 2014 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How A/R Concepts answered all time
- Closed with explanation1694.1%
- Closed15.9%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top A/R Concepts problems
Inside "Cont'd attempts collect debt not owed"
- Debt was paid 3
- Debt was discharged in bankruptcy 2
- Debt is not mine 1
A/R Concepts compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | A/R ConceptsDebt collection | - | 0 | - |
Compare side by side: A/R Concepts vs Green Square · A/R Concepts vs EMoneyUSA · A/R Concepts vs Mullooly Jeffrey Rooney & Flynn · A/R Concepts vs Credit World Services
What people say about A/R Concepts
All experiencesNo experiences with A/R Concepts yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest A/R Concepts complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 26, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 28, 2023 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Sep 15, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 9, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 18, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 12, 2017 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 11, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Apr 11, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Mar 30, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Mar 3, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| May 19, 2015 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Apr 11, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Closed |
Questions about A/R Concepts
How many complaints does A/R Concepts have?
A/R Concepts has 17 complaints on record since December 2013, including 0 in the last 12 months and 0 in the last 30 days.
Does A/R Concepts respond to complaints?
Yes. A/R Concepts answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with A/R Concepts?
The most common problems are cont'd attempts collect debt not owed (6), disclosure verification of debt (3), written notification about debt (3).
Is A/R Concepts legit?
A/R Concepts is a real company with a public complaint record: consumers have complained about it 17 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is A/R Concepts legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against A/R Concepts?
Complain to A/R Concepts in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most A/R Concepts complaints come from?
Most come from Illinois (15), Texas (1), Washington (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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