Debt collection
AAA Auto Title Loans debt collection complaints
Consumers have filed 28 complaints about AAA Auto Title Loans's debt collection, 5 in the last 12 months. AAA Auto Title Loans answered 80% on time and closed 0% with relief. See the whole AAA Auto Title Loans record.
AAA Auto Title Loans against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | AAA Auto Title Loans | 5 | 80% | 0% |
Latest AAA Auto Title Loans debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 21, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Apr 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 5, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 30, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 26, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 9, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 20, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 4, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 9, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 29, 2024 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| May 28, 2024 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Aug 14, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 17, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jan 30, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 23, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 16, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jun 22, 2020 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Oct 12, 2018 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Sep 13, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 20, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 21, 2017 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Sep 11, 2017 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 22, 2017 | Debt collection | Disclosure verification of debtNot disclosed as an attempt to collect | Explained |
| Feb 15, 2017 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
| Oct 22, 2016 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Sep 6, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 21, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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