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Debt relief & credit repair

Ability Recovery Services debt relief & credit repair complaints

Consumers have filed 12 complaints about Ability Recovery Services's debt relief & credit repair, 5 in the last 12 months. Ability Recovery Services answered 100% on time and closed 0% with relief. See the whole Ability Recovery Services record.

Ability Recovery Services against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13Ability Recovery Services5new100%0%12

Every debt relief company ranked

Latest Ability Recovery Services debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Sep 25, 2026Debt relief & credit repairUnauthorized withdrawals or chargesTXExplainedYes
Sep 15, 2026Debt relief & credit repairConfusing or missing disclosuresARExplainedYes
Sep 7, 2026Debt relief & credit repairDidn't provide services promisedMIExplainedYes
Jul 7, 2026Debt relief & credit repairUnauthorized withdrawals or chargesGAExplainedYes
Feb 5, 2026Debt relief & credit repairUnauthorized withdrawals or chargesPAExplainedYes
Aug 14, 2025Debt relief & credit repairProblem with customer serviceTXExplainedYes
Aug 14, 2024Debt relief & credit repairConfusing or missing disclosuresTXExplainedYes
May 29, 2024Debt relief & credit repairCharged upfront or unexpected feesTXExplainedYes
Dec 4, 2023Debt relief & credit repairConfusing or missing disclosuresCTExplainedYes
Nov 11, 2023Debt relief & credit repairUnauthorized withdrawals or chargesMIExplainedYes
Jun 1, 2023Debt relief & credit repairFraud or scamINExplainedYes
Apr 16, 2018Debt relief & credit repairProblem with customer serviceMIExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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