Debt collection
Access Capital Services debt collection complaints
Consumers have filed 28 complaints about Access Capital Services's debt collection. See the whole Access Capital Services record.
Access Capital Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Access Capital Services | 0 | - | - |
Latest Access Capital Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 14, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 11, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 2, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 13, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 7, 2020 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Mar 21, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 11, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 9, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Oct 7, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 28, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 19, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 22, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 7, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 17, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 30, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 4, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 6, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Sep 25, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 22, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Jun 9, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 20, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Apr 13, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Mar 10, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 14, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Dec 6, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 9, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 29, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
| Aug 21, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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