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Debt collection

AccessOne debt collection complaints

Consumers have filed 6 complaints about AccessOne's debt collection, 3 in the last 12 months. AccessOne answered 66.7% on time and closed 0% with relief. See the whole AccessOne record.

AccessOne against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13AccessOne3new66.7%0%6

Every debt collector ranked

Latest AccessOne debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jul 4, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Jan 19, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNCExplainedNo
Dec 10, 2025Debt collectionAttempts to collect debt not owedDebt was paidNCExplainedYes
Jan 8, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountVAExplainedYes
Aug 14, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeNCExplainedYes
Jul 27, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountNCMoney backYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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