Debt collection
Advantage Financial Service debt collection complaints
Consumers have filed 55 complaints about Advantage Financial Service's debt collection, 9 in the last 12 months. Advantage Financial Service answered 100% on time and closed 0% with relief. See the whole Advantage Financial Service record.
Advantage Financial Service against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Advantage Financial Service | 9 | 100% | 0% |
Latest Advantage Financial Service debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 26, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 24, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 4, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 9, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 25, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 23, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 6, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 20, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 20, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 25, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Feb 26, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 19, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 21, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 31, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 30, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Mar 27, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 20, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 17, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 7, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 7, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 27, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 25, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 13, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 15, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 4, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 29, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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