Debt collector · complaint record
Advantage Financial Service complaints
Filed under Advantage Financial Service LLC (Idaho)
Consumers have filed 64 complaints about Advantage Financial Service since 2014, 9 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is false statements or representation.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 64
- Last 12 months
- 9
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #763 of 1,963
Since December 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 26, 2026
Most complained-about debt collectors
Advantage Financial Service complaints by month
The busiest month was November 2019 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Advantage Financial Service answered all time
- Closed with non-monetary relief11.6%
- Closed with explanation6398.4%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Advantage Financial Service complaints are about
Top Advantage Financial Service problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 11
- Debt was paid 5
- Debt was result of identity theft 4
- Debt was already discharged in bankruptcy and is no longer owed 2
Where Advantage Financial Service complaints come from
Most complaints: Idaho (51), Arizona (2), Colorado (2), Washington (2), AP.
Advantage Financial Service compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Advantage Financial ServiceDebt collection | - | 9 | - |
Compare side by side: Advantage Financial Service vs Green Square · Advantage Financial Service vs EMoneyUSA · Advantage Financial Service vs Mullooly Jeffrey Rooney & Flynn · Advantage Financial Service vs Credit World Services
What people say about Advantage Financial Service
All experiencesNo experiences with Advantage Financial Service yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Advantage Financial Service complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 26, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 24, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 4, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 9, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 25, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 23, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 6, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 20, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about Advantage Financial Service
How many complaints does Advantage Financial Service have?
Advantage Financial Service has 64 complaints on record since December 2014, including 9 in the last 12 months and 0 in the last 30 days. That makes it number 1,516 of every company by complaints this year.
Does Advantage Financial Service respond to complaints?
Yes. Advantage Financial Service answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Advantage Financial Service?
The most common problems are false statements or representation (10), took or threatened to take negative or legal action (7), attempts to collect debt not owed (22).
Is Advantage Financial Service legit?
Advantage Financial Service is a real company with a public complaint record: consumers have complained about it 64 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Advantage Financial Service legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Advantage Financial Service?
Complain to Advantage Financial Service in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Advantage Financial Service complaints come from?
Most come from Idaho (51), Arizona (2), Colorado (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Advantage Financial Service
No comments yet. Start the conversation - questions are welcome too.