Debt collector · complaint record
AFJ Systems complaints
Filed under AFJ Systems, Inc.
Consumers have filed 6 complaints about AFJ Systems since 2021, 2 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 6
- Last 12 months
- 2
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,275 of 1,963
Since March 2021
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Mar 10, 2026
Most complained-about debt collectors
AFJ Systems complaints by month
The busiest month was November 2022 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How AFJ Systems answered all time
- Closed with explanation466.7%
- Untimely response233.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What AFJ Systems complaints are about
Top AFJ Systems problems
Inside "False statements or representation"
- Attempted to collect wrong amount 2
AFJ Systems compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | AFJ SystemsDebt collection | - | 2 | - |
Compare side by side: AFJ Systems vs Green Square · AFJ Systems vs EMoneyUSA · AFJ Systems vs Mullooly Jeffrey Rooney & Flynn · AFJ Systems vs Credit World Services
What people say about AFJ Systems
All experiencesNo experiences with AFJ Systems yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest AFJ Systems complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 10, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Dec 15, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | No timely reply |
| Nov 28, 2023 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Nov 3, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 2, 2022 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Mar 2, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about AFJ Systems
How many complaints does AFJ Systems have?
AFJ Systems has 6 complaints on record since March 2021, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does AFJ Systems respond to complaints?
Yes. AFJ Systems answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with AFJ Systems?
The most common problems are attempts to collect debt not owed (1), communication tactics (1), false statements or representation (2).
Is AFJ Systems legit?
AFJ Systems is a real company with a public complaint record: consumers have complained about it 6 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is AFJ Systems legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against AFJ Systems?
Complain to AFJ Systems in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most AFJ Systems complaints come from?
Most come from Texas (4), Alabama (1), Nevada (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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