Debt collection
Alchro debt collection complaints
Consumers have filed 230 complaints about Alchro's debt collection, 35 in the last 12 months (+6%). Alchro answered 0% on time and closed - with relief. See the whole Alchro record.
Alchro against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Alchro | 35 | 0% | - |
Latest Alchro debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 26, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 19, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 27, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | No timely reply |
| Mar 8, 2017 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | No timely reply |
| Mar 7, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | No timely reply |
| Feb 16, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | No timely reply |
| Feb 8, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | No timely reply |
| Feb 6, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | No timely reply |
| Jan 22, 2017 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | No timely reply |
| Dec 27, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | No timely reply |
| Dec 14, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | No timely reply |
| Dec 1, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | No timely reply |
| Nov 15, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | No timely reply |
| Nov 9, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | No timely reply |
| Nov 7, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | No timely reply |
| Oct 12, 2016 | Debt collection | Taking/threatening an illegal actionSued where didn't live/sign for debt | No timely reply |
| Sep 22, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | No timely reply |
| Sep 9, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | No timely reply |
| Aug 11, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Aug 1, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jul 15, 2016 | Debt collection | Disclosure verification of debtNot disclosed as an attempt to collect | Explained |
| Jul 7, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
| Jun 9, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 4, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 2, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jun 2, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| May 2, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Apr 20, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 6, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 30, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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