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Debt relief & credit repair

American Consumer Credit Counseling debt relief & credit repair complaints

Consumers have filed 12 complaints about American Consumer Credit Counseling's debt relief & credit repair, 3 in the last 12 months. American Consumer Credit Counseling answered 100% on time and closed 0% with relief. See the whole American Consumer Credit Counseling record.

American Consumer Credit Counseling against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13American Consumer Credit Counseling3new100%0%12

Every debt relief company ranked

Latest American Consumer Credit Counseling debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Aug 4, 2026Debt relief & credit repairDidn't provide services promisedNYExplainedYes
Jul 6, 2026Debt relief & credit repairDidn't provide services promisedOHExplainedYes
Jun 26, 2026Debt relief & credit repairDidn't provide services promisedNYExplainedYes
Sep 12, 2025Debt relief & credit repairDidn't provide services promisedGAExplainedYes
Jul 17, 2025Debt relief & credit repairUnauthorized withdrawals or chargesFLExplainedYes
Feb 4, 2025Debt relief & credit repairDidn't provide services promisedWAMoney backYes
Jul 28, 2023Debt relief & credit repairProblem with customer serviceNJExplainedYes
Jun 28, 2022Debt relief & credit repairExcessive feesCAExplainedYes
Jun 19, 2020Debt relief & credit repairFraud or scamNHExplainedYes
Apr 25, 2019Debt relief & credit repairFraud or scamCAExplainedYes
Jan 14, 2017Debt relief & credit repairCustomer service/Customer relationsNVExplainedYes
Jan 11, 2017Debt relief & credit repairCustomer service/Customer relationsFLExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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