Debt collection
American Credit Resolution debt collection complaints
Consumers have filed 35 complaints about American Credit Resolution's debt collection. See the whole American Credit Resolution record.
American Credit Resolution against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | American Credit Resolution | 0 | - | - |
Latest American Credit Resolution debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 22, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 8, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 2, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Apr 12, 2018 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Mar 28, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Dec 13, 2017 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Oct 25, 2017 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| May 17, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 9, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| May 5, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 29, 2017 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
| Mar 7, 2017 | Debt collection | False statements or representationIndicated committed crime not paying | Explained |
| Jan 20, 2017 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Oct 10, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Closed |
| Sep 7, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Closed |
| Sep 1, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Closed |
| Aug 11, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Closed |
| Apr 1, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Closed |
| Feb 25, 2016 | Debt collection | False statements or representationIndicated committed crime not paying | Closed |
| Jan 19, 2016 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Oct 16, 2015 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Closed |
| Oct 13, 2015 | Debt collection | False statements or representationImpersonated an attorney or official | Closed |
| Oct 7, 2015 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Closed |
| Aug 17, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Closed |
| Jul 29, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Jul 15, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Money back |
| Jul 8, 2015 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Closed |
| Jun 12, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Money back |
| May 26, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Closed |
| Feb 18, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Closed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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