Debt relief & credit repair
American First Finance debt relief & credit repair complaints
Consumers have filed 7 complaints about American First Finance's debt relief & credit repair, 2 in the last 12 months. American First Finance answered 100% on time and closed 0% with relief. See the whole American First Finance record.
American First Finance against other debt relief & credit repair companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Experian | 351 | 100% | 10% |
| 2 | Equifax | 256 | 100% | 32% |
| 3 | TransUnion | 249 | 100% | 58% |
| 4 | Consumer Financial Services Solutions | 224 | 68.8% | 0% |
| 5 | National Debt Relief | 180 | 98.9% | 0% |
| 6 | Encore Capital (Midland Credit) | 146 | 100% | 23% |
| 7 | Freedom Financial Network | 96 | 100% | 27% |
| 8 | Resurgent Capital Services | 93 | 100% | 21% |
| 9 | The J. G. Wentworth | 91 | 100% | 0% |
| 10 | Capital One | 86 | 100% | 16% |
| 11 | Kikoff | 72 | 100% | 0% |
| 12 | Americor Funding | 54 | 100% | 0% |
| 13 | American First Finance | 2 | 100% | 0% |
Latest American First Finance debt relief & credit repair complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 25, 2026 | Debt relief & credit repair | Confusing or misleading advertising or marketing | Explained |
| Jul 2, 2026 | Debt relief & credit repair | Charged upfront or unexpected fees | Explained |
| Sep 16, 2025 | Debt relief & credit repair | Problem with customer service | Explained |
| May 7, 2025 | Debt relief & credit repair | Didn't provide services promised | Explained |
| Apr 22, 2024 | Debt relief & credit repair | Unauthorized withdrawals or charges | Explained |
| Apr 22, 2024 | Debt relief & credit repair | Charged upfront or unexpected fees | Explained |
| Oct 31, 2022 | Debt relief & credit repair | Fraud or scam | Explained |
Your rights with debt relief & credit repair companies
The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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