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Is AmeriSave Mortgage legit?

AmeriSave Mortgage is a real mortgage company with a public complaint record: 1,784 complaints since 2011, and it is still answering them. It answered 93.6% on time and closed 16% with relief. A complaint record shows how a company treats people when things go wrong - it doesn't prove wrongdoing, and bigger companies get more complaints.

Good response record. How it works

What the record shows

Good signs

  • Gives relief more often than most16% closed with money back or a fix - a typical mortgage company manages 5%.
  • Active and answeringIt took part in the complaint process as recently as Oct 28, 2026.
  • Response Score 65/100Grade B: good response record.

Red flags

  • Slow to answerOnly 93.6% of complaints answered on time.

From the complaint record only. A company can be legitimate and still not be right for you; a company with few complaints may simply be small.

Complaints on record
1,784

Since December 2011

Last 12 months
156

+9% vs the year before

Answered on time
93.6%

Industry: 96%

Closed with relief
16%

Typical mortgage company: 5%

Last 30 days
9

Newest: Oct 28, 2026

Rank
#31 of 595

Most complained-about mortgage lenders & servicers

How to check AmeriSave Mortgage yourself

  1. Use contact details you found yourself. Go to the company's own website or the number on your card or statement - never a number or link from a text, email or caller.
  2. Check its licence. Lenders, servicers and money transmitters are usually licensed by the states - search NMLS Consumer Access and your state's financial regulator.
  3. Read the latest complaints. Look for the same problem again and again in the complaint log, and at how they were answered.
  4. Read people's own experiences. See what others say about AmeriSave Mortgage, and add yours.
  5. Get everything in writing before you pay, sign or share anything.

More: how to check if a company is legit · how to spot financial scams

Your rights with mortgage lenders & servicers

Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.

Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.

General information, not legal advice; rules vary by state. Plain-English guides

Experiences with AmeriSave Mortgage

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Have you dealt with AmeriSave Mortgage? Tell people whether it was legit in your experience.

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Questions people ask

Is AmeriSave Mortgage a real company?

AmeriSave Mortgage is a real mortgage company with a public complaint record: 1,784 complaints since 2011, and it is still answering them. It answered 93.6% on time and closed 16% with relief. A complaint record shows how a company treats people when things go wrong - it doesn't prove wrongdoing, and bigger companies get more complaints.

Is AmeriSave Mortgage a scam?

Its record shows a real mortgage company that answers complaints through the official process (93.6% on time). Scammers often pretend to be well-known companies, though: if someone contacts you claiming to be AmeriSave Mortgage, hang up or delete the message and contact the company using details you found yourself. Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.

Can I trust AmeriSave Mortgage?

Look at the trend and the answers rather than the total: AmeriSave Mortgage closed 16% of complaints with relief and complaints are level. Read the experiences from people like you.

What should I do if AmeriSave Mortgage won't fix my problem?

Put it in writing to the company, keep copies, then file an official complaint - companies must answer. See what to do if a company ignores your complaint.

Is AmeriSave Mortgage legit? Tell us

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

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