Debt collection
Amscot debt collection complaints
Consumers have filed 31 complaints about Amscot's debt collection, 1 in the last 12 months. Amscot answered 100% on time and closed 0% with relief. See the whole Amscot record.
Amscot against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Amscot | 1 | 100% | 0% |
Latest Amscot debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 10, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 6, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 5, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 1, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Feb 13, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 18, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 27, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 13, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 11, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 31, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 14, 2022 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Mar 3, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 4, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Money back |
| Nov 3, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 27, 2019 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Nov 1, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Aug 2, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Nov 7, 2017 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jan 23, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Sep 20, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Aug 19, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 27, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| May 23, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| May 11, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Mar 31, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 4, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 25, 2015 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Jul 10, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Jun 30, 2014 | Debt collection | Communication tacticsCalled outside of 8am-9pm | Fixed |
| Mar 13, 2014 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Fixed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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