Lender · complaint record
Amscot complaints
Filed under Amscot Corporation
Consumers have filed 149 complaints about Amscot since 2014, 15 of them in the last 12 months (+7% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is loan payment wasn't credited to your account.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 149
- Last 12 months
- 15
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #77 of 272
Since February 2014
+7% vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Oct 23, 2026
Most complained-about personal & payday lenders
Amscot complaints by month
The busiest month was September 2022 (5 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Amscot answered all time
- Closed with monetary relief138.7%
- Closed with non-monetary relief1912.8%
- Closed with explanation11778.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Amscot complaints are about
Top Amscot problems
Where Amscot complaints come from
Most complaints: Florida (140), New York (1), South Dakota (1), Texas (1), Wisconsin (1).
Amscot compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | AmscotPayday & personal loans | - | 15 | - |
Compare side by side: Amscot vs SoLo Funds · Amscot vs AAA Auto Title Loans · Amscot vs Powerpay · Amscot vs AmeriCash
What people say about Amscot
All experiencesNo experiences with Amscot yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Amscot complaints
Full logQuestions about Amscot
How many complaints does Amscot have?
Amscot has 149 complaints on record since February 2014, including 15 in the last 12 months and 1 in the last 30 days. That makes it number 1,229 of every company by complaints this year.
Does Amscot respond to complaints?
Yes. Amscot answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Amscot?
The most common problems are loan payment wasn't credited to your account (8), problem with the payoff process at the end of the loan (12), lost or stolen money order (7).
Is Amscot legit?
Amscot is a real company with a public complaint record: consumers have complained about it 149 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Amscot legit? for the signals, red flags and how to protect yourself.
Are complaints about Amscot going up or down?
Roughly level. There were 15 complaints in the last 12 months against 14 in the 12 before (+7%). See every month.
How do I file a complaint against Amscot?
Complain to Amscot in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Amscot complaints come from?
Most come from Florida (140), New York (1), South Dakota (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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